Dane do obliczeń#
| Pierwsza wpłata do OFE w wieku | ||
| Przejście na emeryture w wieku | ||
| Miesięczne wynagrodzenie brutto | ||
| Roczny realny wzrost wynagrodzenia | ||
| Twoje OFE | ||
| Roczna stopa zwrotu OFE (z uwzględnieniem opłat za zarządzanie) | ||
| Wskaźnik waloryzacji składek ZUS (ogłaszany co roku) | ||
| Średnia długość życia (wg GUS) | ||
| Inflacja |
Wyniki - okres składkowy#
| Lata pracy | 40 | |
| Opłata od każdej składki w OFE | 3.5 | |
| Inflacja w tym okresie | 380.102062794 |
Wyniki - wysokość emerytury#
| Kwota | Wartość realna (po uwzględnieniu inflacji, czyli "na dzisiaj") | |
| Kwota zebrana na koncie w ZUS | 14616197.00 | 3044393.71 |
| Kwota zebrana na koncie w OFE | 2445564.00 | 509384.19 |
| Emerytura z ZUS | 79006.47 | 16456.18 |
| Emerytura z OFE | 13219.26 | 2753.43 |
| Emerytura razem | 92225.74 | 19209.61 |
Wyniki - symulacja stanu konta#
| Rok | Zarobki | Składka | Stan konta | |||
| Miesięczne | Roczne | Do ZUS 12.22% | Do OFE 7.3% | ZUS | OFE | |
| 25 | 1800.00 | 21600.00 | 2639.00 | 1576.00 | 2639.00 | 1510.00 |
| 26 | 1944.00 | 23328.00 | 2850.00 | 1702.00 | 5918.00 | 3306.00 |
| 27 | 2099.00 | 25188.00 | 3077.00 | 1838.00 | 9957.00 | 5430.00 |
| 28 | 2266.00 | 27192.00 | 3322.00 | 1985.00 | 14898.00 | 7929.00 |
| 29 | 2447.00 | 29364.00 | 3588.00 | 2143.00 | 20908.00 | 10853.00 |
| 30 | 2642.00 | 31704.00 | 3874.00 | 2314.00 | 28181.00 | 14262.00 |
| 31 | 2853.00 | 34236.00 | 4183.00 | 2499.00 | 36946.00 | 18224.00 |
| 32 | 3081.00 | 36972.00 | 4517.00 | 2698.00 | 47470.00 | 22812.00 |
| 33 | 3327.00 | 39924.00 | 4878.00 | 2914.00 | 60066.00 | 28111.00 |
| 34 | 3593.00 | 43116.00 | 5268.00 | 3147.00 | 75100.00 | 34216.00 |
| 35 | 3880.00 | 46560.00 | 5689.00 | 3398.00 | 93000.00 | 41233.00 |
| 36 | 4190.00 | 50280.00 | 6144.00 | 3670.00 | 114265.00 | 49282.00 |
| 37 | 4525.00 | 54300.00 | 6635.00 | 3963.00 | 139479.00 | 58498.00 |
| 38 | 4887.00 | 58644.00 | 7166.00 | 4281.00 | 169324.00 | 69031.00 |
| 39 | 5277.00 | 63324.00 | 7738.00 | 4622.00 | 204594.00 | 81050.00 |
| 40 | 5699.00 | 68388.00 | 8357.00 | 4992.00 | 246217.00 | 94745.00 |
| 41 | 6154.00 | 73848.00 | 9024.00 | 5390.00 | 295275.00 | 110326.00 |
| 42 | 6646.00 | 79752.00 | 9745.00 | 5821.00 | 353031.00 | 128034.00 |
| 43 | 7177.00 | 86124.00 | 10524.00 | 6287.00 | 420957.00 | 148136.00 |
| 44 | 7751.00 | 93012.00 | 11366.00 | 6789.00 | 500770.00 | 170930.00 |
| 45 | 8371.00 | 100452.00 | 12275.00 | 7332.00 | 594470.00 | 196752.00 |
| 46 | 9040.00 | 108480.00 | 13256.00 | 7919.00 | 704386.00 | 225976.00 |
| 47 | 9763.00 | 117156.00 | 14316.00 | 8552.00 | 833235.00 | 259021.00 |
| 48 | 10544.00 | 126528.00 | 15461.00 | 9236.00 | 984180.00 | 296356.00 |
| 49 | 11387.00 | 136644.00 | 16697.00 | 9975.00 | 1160904.00 | 338505.00 |
| 50 | 12297.00 | 147564.00 | 18032.00 | 10772.00 | 1367698.00 | 386052.00 |
| 51 | 13280.00 | 159360.00 | 19473.00 | 11633.00 | 1609558.00 | 439654.00 |
| 52 | 14342.00 | 172104.00 | 21031.00 | 12563.00 | 1892303.00 | 500042.00 |
| 53 | 15489.00 | 185868.00 | 22713.00 | 13568.00 | 2222704.00 | 568035.00 |
| 54 | 16728.00 | 200736.00 | 24529.00 | 14653.00 | 2608644.00 | 644546.00 |
| 55 | 18066.00 | 216792.00 | 26491.00 | 15825.00 | 3059300.00 | 730596.00 |
| 56 | 19511.00 | 234132.00 | 28610.00 | 17091.00 | 3585352.00 | 827323.00 |
| 57 | 21071.00 | 252852.00 | 30898.00 | 18458.00 | 4199228.00 | 935999.00 |
| 58 | 22756.00 | 273072.00 | 33369.00 | 19934.00 | 4915391.00 | 1058041.00 |
| 59 | 24576.00 | 294912.00 | 36038.00 | 21528.00 | 5750671.00 | 1195034.00 |
| 60 | 26542.00 | 318504.00 | 38921.00 | 23250.00 | 6724651.00 | 1348744.00 |
| 61 | 28665.00 | 343980.00 | 42034.00 | 25110.00 | 7860113.00 | 1521144.00 |
| 62 | 30958.00 | 371496.00 | 45396.00 | 27119.00 | 9183563.00 | 1714431.00 |
| 63 | 33434.00 | 401208.00 | 49027.00 | 29288.00 | 10725837.00 | 1931056.00 |
| 64 | 36108.00 | 433296.00 | 52948.00 | 31630.00 | 12522806.00 | 2173751.00 |
| 65 | 38996.00 | 467952.00 | 57183.00 | 34160.00 | 14616197.00 | 2445564.00 |
Tags and links to this website#
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Ancient version of this site - links#
In December 2016 the Calculla website has been republished using new technologies and all calculators have been rewritten. Old version of the Calculla is still available through this link: v1.calculla.com. We left the version 1 of Calculla untouched for archival purposes.
Direct link to the old version: "Calculla v1" version of this calculator
Direct link to the old version: "Calculla v1" version of this calculator