Polish retirement (OFE) calculator
Online calculator computes the pension received from both ZUS (polish retirement institution) and Open Retirement Funds.

Dane do obliczeń#

Pierwsza wpłata do OFE w wiekulat
Przejście na emeryture w wiekulat
Miesięczne wynagrodzenie brutto
Roczny realny wzrost wynagrodzenia%
Twoje OFE
Roczna stopa zwrotu OFE (z uwzględnieniem opłat za zarządzanie)%
Wskaźnik waloryzacji składek ZUS (ogłaszany co roku)%
Średnia długość życia (wg GUS)latmiesięcy
Inflacja%

Wyniki - okres składkowy#

Lata pracy40
Opłata od każdej składki w OFE3.5%
Inflacja w tym okresie380.102062794%

Wyniki - wysokość emerytury#

KwotaWartość realna (po uwzględnieniu inflacji, czyli "na dzisiaj")
Kwota zebrana na koncie w ZUS14616197.003044393.71
Kwota zebrana na koncie w OFE2445564.00509384.19
Emerytura z ZUS79006.4716456.18
Emerytura z OFE13219.262753.43
Emerytura razem92225.7419209.61

Wyniki - symulacja stanu konta#

RokZarobkiSkładkaStan konta
MiesięczneRoczneDo ZUS 12.22%Do OFE 7.3%ZUSOFE
251800.0021600.002639.001576.002639.001510.00
261944.0023328.002850.001702.005918.003306.00
272099.0025188.003077.001838.009957.005430.00
282266.0027192.003322.001985.0014898.007929.00
292447.0029364.003588.002143.0020908.0010853.00
302642.0031704.003874.002314.0028181.0014262.00
312853.0034236.004183.002499.0036946.0018224.00
323081.0036972.004517.002698.0047470.0022812.00
333327.0039924.004878.002914.0060066.0028111.00
343593.0043116.005268.003147.0075100.0034216.00
353880.0046560.005689.003398.0093000.0041233.00
364190.0050280.006144.003670.00114265.0049282.00
374525.0054300.006635.003963.00139479.0058498.00
384887.0058644.007166.004281.00169324.0069031.00
395277.0063324.007738.004622.00204594.0081050.00
405699.0068388.008357.004992.00246217.0094745.00
416154.0073848.009024.005390.00295275.00110326.00
426646.0079752.009745.005821.00353031.00128034.00
437177.0086124.0010524.006287.00420957.00148136.00
447751.0093012.0011366.006789.00500770.00170930.00
458371.00100452.0012275.007332.00594470.00196752.00
469040.00108480.0013256.007919.00704386.00225976.00
479763.00117156.0014316.008552.00833235.00259021.00
4810544.00126528.0015461.009236.00984180.00296356.00
4911387.00136644.0016697.009975.001160904.00338505.00
5012297.00147564.0018032.0010772.001367698.00386052.00
5113280.00159360.0019473.0011633.001609558.00439654.00
5214342.00172104.0021031.0012563.001892303.00500042.00
5315489.00185868.0022713.0013568.002222704.00568035.00
5416728.00200736.0024529.0014653.002608644.00644546.00
5518066.00216792.0026491.0015825.003059300.00730596.00
5619511.00234132.0028610.0017091.003585352.00827323.00
5721071.00252852.0030898.0018458.004199228.00935999.00
5822756.00273072.0033369.0019934.004915391.001058041.00
5924576.00294912.0036038.0021528.005750671.001195034.00
6026542.00318504.0038921.0023250.006724651.001348744.00
6128665.00343980.0042034.0025110.007860113.001521144.00
6230958.00371496.0045396.0027119.009183563.001714431.00
6333434.00401208.0049027.0029288.0010725837.001931056.00
6436108.00433296.0052948.0031630.0012522806.002173751.00
6538996.00467952.0057183.0034160.0014616197.002445564.00

See also#

If you want to learn more about taxes and other levies paid in Poland, check out our other calculators:

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Ancient version of this site - links#

In December 2016 the Calculla website has been republished using new technologies and all calculators have been rewritten. Old version of the Calculla is still available through this link: v1.calculla.com. We left the version 1 of Calculla untouched for archival purposes.
Direct link to the old version:
"Calculla v1" version of this calculator
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