loan amount (borrowed cash)
one time fees (arrangement commision, insurance etc.)	%
loan term (repay time)	monthsyears
annual interest rate	%
annual interest rate	constant payment (amortizing loan)decreasing payment (constant principle - term loan)

Simulation of loan repayment

month	payment			left to pay
month	principal	interest	all	principal	interest	all
1	39.13	5.41	44.54	1000.00	68.99	1068.99
2	39.34	5.20	44.54	960.87	63.58	1024.45
3	39.55	4.99	44.54	921.53	58.38	979.91
4	39.77	4.77	44.54	881.98	53.39	935.37
5	39.98	4.56	44.54	842.21	48.62	890.83
6	40.20	4.34	44.54	802.23	44.06	846.29
7	40.42	4.12	44.54	762.03	39.72	801.75
8	40.64	3.90	44.54	721.61	35.60	757.21
9	40.86	3.68	44.54	680.97	31.70	712.67
10	41.08	3.46	44.54	640.11	28.02	668.13
11	41.30	3.24	44.54	599.03	24.56	623.59
12	41.52	3.02	44.54	557.73	21.32	579.05
13	41.75	2.79	44.54	516.21	18.30	534.51
14	41.98	2.56	44.54	474.46	15.51	489.97
15	42.20	2.34	44.54	432.48	12.95	445.43
16	42.43	2.11	44.54	390.28	10.61	400.89
17	42.66	1.88	44.54	347.85	8.50	356.35
18	42.89	1.65	44.54	305.19	6.62	311.81
19	43.12	1.42	44.54	262.30	4.97	267.27
20	43.36	1.18	44.54	219.18	3.55	222.73
21	43.59	0.95	44.54	175.82	2.37	178.19
22	43.83	0.71	44.54	132.23	1.42	133.65
23	44.07	0.47	44.54	88.40	0.71	89.11
24	44.33	0.24	44.57	44.33	0.24	44.57
all	1000.00	68.99	1068.99	0.00	0.00	0.00

What is the meaning of each calculator field ?

Loan amount - the amount of money, which you're going to borrow
One time fees - the total amount of one time fees in percents. Those are things like arrangement commision, insurance etc.
Loan term - estimated total time of loan repayment in months or years
Annual interest rate - annual interest rate in percents. This is the profit which bank earns for the fact it borrows you the money. You can also choose between constant and decreasing rate here.
Simulation of loan repayment - this table shows repayment process month by month. If your loan is "decreasing payment" type, you will see how payments are changing over time.

Tags and links to this website

Tags:

loan · borrow · loan_repayment_calculator

Tags to Polish version:

kredyt · pozyczka · kalkulator_splaty_kredytu

Links to external sites (leaving Calculla?)

wikipedia: interest
simple loans calculator
wikipedia: annual percentage rate
term loans the difference between "equal payment" and "decreasing payment" explained
wikipedia: amortization calculator

Ancient version of this site - links

"Calculla v1" version of this calculatorIn December 2016 the Calculla website has been republished using new technologies and all calculators have been rewritten. Old version of the Calculla is still available through this link: v1.calculla.com. We left the version 1 of Calculla untouched for archvial purposes.
Direct link to the old version:

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